Driving financial inclusion in Southeast Asia
Increasing financial access for all
Atome Financial is a Singapore-based leading fintech with extensive experience in digital consumer finance in Southeast Asia. Our mission is to create a better life for consumers through greater financial access and AI technology. It includes Atome, Southeast Asia’s leading digital financial services platform and Kredit Pintar, one of the largest digital lending platforms licensed, supervised and regulated by Indonesia’s OJK (Financial Services Authority).
Our products and services
6 in 10 consumers in Southeast Asia still lack inclusive access to credit and financial services. Here’s how our brands help.
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Digital Financial Services
Atome is Southeast Asia's leading digital financial services platform that has evolved from buy now pay later and embedded financing into a comprehensive provider of digital financial services that includes insurance, cards and lending in various markets. Leveraging its unique expertise in risk-managed credit and responsible financing, Atome is committed to enhancing digital and financial inclusion through technology.
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Smart Digital Lending
Kredit Pintar is a Fintech (financial technology) company that has a vision to improve the lives of Indonesians by providing easy access to short-term loans. With leading AI technology, we want to work with the community to improve Indonesia's welfare.
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Pioneering Micro-lending & Empowering E-commerce
ND Finance, licensed by Chongqing’s Financial Bureau, is our leading micro-lending brand in China. Collaborating with 28+ financial institutions and major e-commerce platforms like Jumei Youpin and Keqi, it’s disbursed over USD$550M in loans. Dedicated to its vision “Advance with intelligence for a better life”, ND Finance champions e-commerce and digital payment through micro-lending.
Create a better life for consumers through greater financial access and technology
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