Atome Financial

Advance with intelligence to empower consumers, improving their quality of life.
Atome Financial
Mission:

Create a better life for consumers through greater financial access and technology.

Founded in 2017, Atome Financial is a leading fintech company whose mission is to create a better life for consumers through greater financial access and technology. Our consumer business provides "buy now, pay later" (Atome) and digital lending services (Kredit Pintar, ND Finance) and has helped over 20 million consumers gain access to credit throughout Southeast Asia, India and China.

Kredit Pintar and ND Finance are our flagship brands on the digital lending side. Kredit Pintar is committed to leveraging leading AI technology to improve Indonesia's welfare. It is one of Indonesia's most popular financial services app with over 20 million downloads, 1.4 million reviews and a 4.8-star rating. Kredit Pintar has disbursed over USD$ 1.5 billion in loans.
For more information:
  • KreditPintar
    Kredit Pintar distributes face masks, hand sanitizers, etc. to keep the community safe.
  • How does Kredit Pintar help you with your life?
Key Partners
KreditPintar
Testimonials
Testimonials
  • Mrs. Meidina
    Entrepreneur
    "The loan process is fast and not at all complicated. Only ID card & no collateral too! But you have to be disciplined about the payment of instalments. Always pay before due date and confirm if you will be late to pay. The best!"
  • Arie Febian
    Driver
    "Thank you Kredit Pintar, starting from the download and registration process fast, only ID card and without collateral, the money will be immediately disbursed! Kredit Pintar is a trusted online loan application, anyway!"
  • Dwi Dara Adelia
    Employee
    "The best and most trusted application. I wasn't sure at first, but after I found out that it was registered with the OJK, I immediately applied for a cash loan. Even though it was only the smallest try, it was only a few hours approved and the rupiah was immediately disbursed when receiving the approval SMS. Don't regret downloading Kredit Pintar."
Relevant news
Kredit Pintar Indonesia Launches ‘Chasing Dreams’ CSR Programme
Kredit Pintar Indonesia Launches ‘Chasing Dreams’ CSR Programme
Kredit Pintar Indonesia (KPI), a leading Fintech Lending platform that is licensed, registered, and supervised by the Financial Services Authority (OJ...
Hana Bank partners with Kredit Pintar to distribute credit funds of IDR 100 billion
Hana Bank partners with Kredit Pintar to distribute credit funds of IDR 100 billion
JAKARTA. PT KEB Hana Indonesia (Hana Bank) has paired up with Kredit Pintar, an online loan platform, to disburse loans amounting to IDR 100 billion.<...
Singapore fintech start-up ADVANCE.AI named in global Fintech Power 50 list in 2021
Singapore fintech start-up ADVANCE.AI named in global Fintech Power 50 list in 2021
 SINGAPORE, 14 July 2021 – ADVANCE.AI, a Singapore-based artificial...
ADVANCE.AI launches its One Stop Platform
ADVANCE.AI launches its One Stop Platform
ADVANCE.AI has launched its One Stop Platform, an enterprise-grade solution for more accurate customer onboarding, risk management, and fraud preventi...
Ex-Hedge Fund Manager's Startup Hits $2 Billion Value
Ex-Hedge Fund Manager's Startup Hits $2 Billion Value
 

Advance Intelligence Group, a technology startup led by former hedge fund manager Jefferson Chen, topped $2 billion in valuation after ra...