Driving financial inclusion in Southeast Asia
Increasing financial access for all
Atome Financial is a Singapore-based leading fintech with extensive experience in digital consumer finance in Southeast Asia. Our mission is to create a better life for consumers through greater financial access and AI technology. It includes Atome, Southeast Asia’s leading digital financial services platform and Kredit Pintar, one of the largest digital lending platforms licensed, supervised and regulated by Indonesia’s OJK (Financial Services Authority).
Our products and services
6 in 10 consumers in Southeast Asia still lack inclusive access to credit and financial services. Here’s how our brands help.
Digital Financial Services
Atome is Southeast Asia’s leading digital financial services platform which offers consumers risk-managed credit and flexible payment terms, as well as smart saving and rewarding shopping options. Available across thousands of online and offline brands across the region, Atome offers consumers choice, convenience and flexibility in how they choose to shop and pay.
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Smart Digital Lending
Kredit Pintar is our main digital lending brand. PT Kredit Pintar Indonesia aims to enhance the lives of Indonesians through short-term loans using AI technology. As one of Indonesia’s top financial apps with over 30.4 million downloads and a 4.3-star rating, Kredit Pintar has disbursed over USD$ 2.5 billion in loans.
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Pioneering Micro-lending & Empowering E-commerce
ND Finance, licensed by Chongqing’s Financial Bureau, is our leading micro-lending brand in China. Collaborating with 28+ financial institutions and major e-commerce platforms like Jumei Youpin and Keqi, it’s disbursed over USD$550M in loans. Dedicated to its vision “Advance with intelligence for a better life”, ND Finance champions e-commerce and digital payment through micro-lending.
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